Effective Date: August 28, 2025

Welcome to OneBizTutor®, a service provided by iMB.Solutions Ltda. ("iMB.Solutions," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, services, and the OneBizTutor® - The Hybrid Business Intelligence Engine (collectively, the "Services").

Please read these Terms carefully. By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.

1. Description of Services

OneBizTutor® offers a suite of strategic consulting services designed to validate business ideas, create launch strategies, and provide continuous market intelligence. Our services are delivered through a hybrid model combining generative artificial intelligence (AI) and expert human curation. The Services are offered in distinct packages ("Tiers"), including but not limited to:

Tier 1: The Spark: A project-based service for strategic validation and market clarity.

Tier 2: The Blueprint & Ignition: A project-based service providing a comprehensive, execution-ready launch kit.

Tier 3: Market Intelligence Engine: A subscription-based service for continuous market analysis and strategic clarity.

2. Client Responsibilities

Accurate Information: You agree to provide true, accurate, and complete information when submitting your project vision through our questionnaire and during all interactions. The quality and accuracy of our deliverables ("Deliverables") are directly dependent on the quality of the information you provide.

Project Space Security: For services that include access to a "Client Project Space," you are responsible for maintaining the confidentiality of your access credentials (e.g., your cryptographic digital stamp) and for all activities that occur under your account.

Lawful Use: You agree to use the Services for lawful purposes only and in compliance with all applicable laws and regulations.

3. Intellectual Property

Your Data and Deliverables: You retain full ownership of all proprietary data, information, and content you provide to us ("Client Data"). Furthermore, you own the final, specific Deliverables (e.g., reports, brand assets, strategic plans) created for you as part of the Services.

Our Intellectual Property: We retain all rights, title, and interest in and to our Services, including the OneBizTutor® - The Hybrid Business Intelligence Engine, our underlying AI models (including our M-SLM), methodologies, software, and all related intellectual property. Your use of the Services does not grant you any ownership rights in our underlying technology or processes.

4. Confidentiality

We are committed to protecting your most sensitive strategic information. Our confidentiality obligations are a cornerstone of our service, governed by our Three-Layer Trust Architecture:

Compliance: We adhere to strict international data protection laws, including GDPR and LGPD.

Zero AI Training: We maintain a strict zero-training policy. Your Client Data is never used to train or refine any general-purpose AI models.

Secure Infrastructure: We leverage a secure hybrid infrastructure, including decentralized Web3 technologies where applicable, to ensure the cryptographic security and sovereignty of your data.

Our full commitment to privacy is detailed in our Privacy Policy, which is incorporated by reference into these Terms.

5. Fees, Payment, and Subscriptions

Project-Based Fees (Tier 1 & 2): Services for Tier 1 and Tier 2 are billed on a fixed-fee, project basis as outlined in your specific service agreement. Payment terms, including any required deposits, will be specified in the agreement.

Subscription Fees (Tier 3): The Tier 3 Market Intelligence Engine is offered on a subscription basis (e.g., monthly or quarterly). Fees are billed in advance for each subscription period. Subscriptions will automatically renew unless canceled by you in accordance with the cancellation policy in your service agreement.

Payment: All fees are due as specified in your invoice or service agreement. We reserve the right to suspend or terminate services for non-payment.

6. Disclaimer of Warranties

The Services and Deliverables are provided on an "as is" and "as available" basis. While our process is designed to de-risk your venture and provide data-driven clarity, we do not warrant, guarantee, or make any representations regarding the success, profitability, or performance of your business or any venture based on our Services.

Strategic business decisions involve risks, and market conditions are beyond our control. Our Deliverables constitute strategic guidance and analysis, not financial, legal, or investment advice.

7. Limitation of Liability

To the fullest extent permitted by law, in no event will iMB.Solutions Ltda., its affiliates, officers, or employees be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of our Services.

In no event shall the aggregate liability of iMB.Solutions Ltda. for all claims relating to the Services exceed the total amount of fees paid by you to us in the 12 months immediately preceding the event giving rise to the claim.

8. Governing Law and Dispute Resolution

These Terms and any action related thereto will be governed by the laws of the Federative Republic of Brazil, without regard to its conflict of laws provisions. Any dispute arising from or relating to the subject matter of these Terms shall be finally settled in the courts of São Paulo, State of São Paulo, Brazil.

9. Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will provide notice of such changes, such as by sending an email, providing notice through the Services, or updating the "Effective Date" at the top of these Terms. Your continued use of the Services will confirm your acceptance of the revised Terms.

10. Contact Information

If you have any questions about these Terms, please contact us at:

iMB.Solutions Ltda.

Email: onebiztutor@imb.solutions